Fuma Shuriken ignores the toad's near perfect defense and deals very high damage with no wait time. The high gil yield of the Golden Toad more than makes up for the 50,000 cost of each thrown. Another strategy is to use Stop and Flare.
The Jin Chan (Chinese: 金蟾; pinyin: jīn chán; literally: "Golden Toad") is most commonly translated as "Money Toad" or "Money Frog". It represents a popular Feng Shui charm for prosperity.